Mistakenly Reported As Deceased Lawsuit – JF Law Firm

If a credit bureau mistakenly lists you as deceased on your credit report, it can have serious consequences on your financial life. How this can happen, what measures can you take to correct it, and what legal options do you have?

Dead On Your Credit Report – How Can It Happen?

An error in which your credit report shows deceased usually occurs due to improper information sharing between credit bureaus and financial institutions. This can be caused by a variety of factors, such as matching names and social security numbers or human error.

When your credit report is marked deceased indicator meaning, it can lead to denial of credit, problems getting insurance and rejection when applying for a job. According to research, almost all such errors result in serious financial and emotional consequences.

What To Do if credit report says you are deceased

If you find that your credit report shows mistakenly reported dead or falsely reported as deceased, the following steps should be taken immediately:

  1. Contact the credit bureaus.
  2. Request a copy of your credit report.
  3. File a formal complaint.
  4. Provide the necessary documents to prove that you are alive.

How to prove you are not deceased

The process involves providing the credit bureau with your ID, birth certificate and other official documents. This may take some time, but is a mandatory step to rebuild your credit history.

How to deal with credit bureaus if you are mistakenly reported as deceased on credit report

Credit BureauPhone NumberEmailSpecifics of Contact
Equifax800-123-4567[email protected]Detailed error description and required documents
Experian800-234-5678[email protected]Identity confirmation and correction request
TransUnion800-345-6789[email protected]Problem description and submission of evidence

Legal considerations and your rights

You, as the victim of a credit report error such as a mistaken report that you have passed away, have the right to an accurate, up-to-date credit report. If the information reported has any incorrect data in it, then the credit bureau would be found to be in violation of your rights. Our lawyers will protect your rights.

How Our Lawyers Can Help

Today, we want to provide a solution to this difficult situation by contacting our legal team. With a lot of experience in credit law and credit report issues, the lawyers will enable you to sort out and rectify the problems promptly.

Our lawyers will thoroughly review your credit report in order to identify any issue arising out of your death incorrectly being declared. We will communicate with the credit bureaus so that they are provided with the necessary documents in order to help rectify your credit status. We will also help you in taking legal action under the Fair Credit Reporting Act (FCRA) if your rights are violated.

Contact us now

Do not let a wrong information on your credit report spoil your chances for getting loans or credit cards from lenders in the future. Get in touch with our lawyers and we will help you take control of your credit history.